Get approved for a new or used car loan at Farris Motor Company TN
Apply for auto financing & save 1 hour at the dealership
We work with all types of credit history: good credit, bad credit, any credit. Get approved today.
Are you applying for financing for yourself, or jointly with a co-borrower?
Online pre-approvals are fast and easy
Good credit, bad credit, any credit
You can trust us with your credit. Regardless of your credit history, we will have financial institutions competing for your business to secure the best loan rate for you.
Save time by applying online
Ensure you're informed before heading out! Obtaining financing in advance eliminates the need to negotiate financing at the dealership, reducing pressure and hassle and making the process more convenient for you.
Get behind the wheel fast
When you get approved, you’ve eliminated the unknown and are on the road for new adventures. With knowledge of your monthly payment, you can shop with confidence and ease.
Auto Financing FAQs for Morristown & Jefferson City Buyers
How do I apply for auto financing at Farris Motor Company?
You can apply for financing in under five minutes by completing the secure application on this page. Once submitted, our finance team in Morristown reviews it the same business day and matches you with the best lender from our network of local and national banks and credit unions. We'll call or email you with your approval terms — no need to come in until you're ready to pick out a vehicle.
Can I get approved for a car loan at Farris Motor Company with bad credit or no credit?
Yes. Farris Motor Company works with multiple lenders who specialize in helping drivers with bad credit, no credit, prior bankruptcies, and first-time buyer situations. Our finance team handles approvals every day for customers from Morristown, Jefferson City, Talbott, Whitesburg, and the surrounding area. Apply online and we'll match you with the lender most likely to approve you at the best available rate.
Does applying for financing online affect my credit score?
Submitting our online application results in a credit inquiry, which can have a small, short-term effect on your score — usually a few points and only for a couple of months. If you'd prefer to see general loan options without a hard inquiry first, call our Morristown finance office and we can walk you through estimated terms based on the credit range you share with us.
What documents do I need to finalize my auto loan at Farris Motor Company?
To finalize your loan, plan to bring a valid Tennessee driver's license, proof of income (recent pay stubs or bank statements), proof of residence (a utility bill works), and proof of insurance. If you're trading in, bring your title and registration too. With everything in hand, most customers from the Morristown and Jefferson City area drive home the same day.